The CFPB recently announced the release of the 2023 Mortgage Disclosure Act (HMDA) Modified Loan Application Data. The data is available on the Federal Financial Institutions Examination Council (FFIEC) website. As with his HMDA data for 2022, in addition to the institution-specific amended Loan Application Registration (LAR) file, the user will have his one combined file containing the amended his LAR data for all institutions. You can download.
For privacy reasons, certain data within the reporting agency's actual LAR will be removed or modified. To assist the public in reviewing HMDA data, the CFPB publishes the following information: A beginner's guide to accessing and using Mortgage Disclosure Act data.
Consistent with the additional 2022 HMDA data information provided by the CFPB, the CFPB advises the following regarding future releases of additional 2023 HMDA data:
“Later this year, 2023 HMDA data will be made available in other formats to provide users with insight into the data. These include all Contains national loan-level datasets with data. Aggregate and disclosure reports with summary information by region and financial institution. Access to 2023 data via the HMDA Data Browser also allows users to customize It will enable you to create datasets, reports, and data maps. The CFPB will also later publish a Data Points article highlighting key trends in the annual data.”
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